Turn Failed Payments Into Revenue
Smart routing that maximizes acceptance rates across every provider, region, and payment rail—automatically.
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VivaPay
Unified API
Smart PSP Routing
Stripe
EU Primary
Adyen
EU/FR
Braintree
US Primary
Checkout.com
Global
Worldpay
Fallback
Processing
SCA Check
Exemption available
3DS2.2
Frictionless verify
Acquirer 1
Primary route
Approved
Transaction complete
Live Metrics
Success Rate
—
Latency
—
PSP
—
AI-Driven Routing
Automatically switch rails based on latency, success rates, and fee optimization in real-time.
Multi-Network Support
Single integration point for SWIFT, SEPA, FedNow, and local rails in over 140 countries.
Real-time Analytics
Visualize flow liquidity and transaction health with micro-second precision via our proprietary engine.
Payment Success Rates
High-risk payment businesses see dramatic improvements with intelligent orchestration.
Without Orchestration
3.8K txns
Payment Orchestration
7.0K txns
AI Orchestration
9.4K txns
+7%
IMPROVEMENT
$2.4M
REVENUE SAVED
Enterprise-Grade
Security Layers.
Every transaction passes through multiple independent security layers. Zero-trust architecture with end-to-end encryption and real-time threat analysis.
Compliance Level
Data Breaches
Fraud Prevention
Risk Assessment
Built for Every Vertical.
Whether you're crypto-native or traditional, high-risk or mainstream — our infrastructure adapts to your business.
iGaming
Fast payouts, multi-currency support, and built-in compliance for online gaming and betting platforms.
Forex & Trading
Instant deposits and withdrawals with real-time FX rates across global trading platforms.
E-Commerce
Seamless checkout experiences with local payment methods and intelligent fraud prevention.
Subscription & Continuity
Automated recurring billing with smart retry logic and dunning management to reduce churn.
Nutraceuticals
Specialized high-risk processing with chargeback mitigation and multi-MID management.
Travel & Hospitality
Multi-currency payments with split payouts for bookings, commissions, and refund handling.
SaaS & Digital Goods
Usage-based billing, free trial management, and global tax compliance out of the box.
Fintech & Neobanks
White-label payment infrastructure with ledger APIs, instant settlement, and KYC orchestration.
Available in 150+ Countries
Route payments through local rails worldwide with a single integration.
Market Leader Testimonials
“The smart routing engine reduced our transaction failure rate by 40% in the first quarter. It's essentially self-healing infrastructure.”
Sarah Mitchell
CTO at FinTech Corp
“VivaPay's SDK was the missing piece in our multi-currency wallet strategy. Deployment was seamless, and the latency is unbeatable.”
James Liang
Head of Payments at GlobalPay
“Scaling across 140 countries would have taken us years without VivaPay. Now we just focus on our core product while they handle the rails.”
Elena Kozlov
VP Engineering at NeoBank
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